Habeck's proposal: saver in the pliers - what does we have?
Habeck's proposal: saver in the pliers - what does we have?
The proposal of Robert Habeck, Minister of Economics and Chancellor's candidate for the Greens, to introduce a social security obligation for capital gains currently cause violent discussions in the political landscape of Germany. On January 15, 2025, Habeck said that it was time to submit to this system income and dividends in order to enable the statutory health insurance funds. He is directed against the current practice of taking out the investment income from social security contributions, which in his opinion leads to a disproportionate burden on work wages. According to Habeck, in contrast to other parties, the Greens would speak openly about the costs of their investments of around 40 billion euros, while he certifies the Union a "cloudkuckucksheim" that fails in the reality of the challenges.
However, the proposal triggered cross -party resistance. The criticism from the ranks of the Union and the FDP is particularly sharp. CDU politician Julia Klöckner was concerned about the possible burden of small savers, while FDP-Vice Wolfgang Kubicki Habeck described as "stupid" in a TV duel and spoke basic knowledge of social and tax law. Kubicki warned of the financial consequences that savers would have to bear through additional social security contributions.
criticism and concerns of the opposition
The opponents of the proposal emphasize that the stressful measures could particularly take the middle class. CSU boss Markus Söder also warned of the consequences and emphasized that such a procedure was perceived as a punishment for independent action. In addition, the protective community of investors expressed concerns that compulsory insured persons would be asked to checkout until the contribution ceiling on their capital gains. FDP General Secretary Marco Buschmann accused Habeck to want to "loot" the investors.
In addition, various votes reported about possible financial losses for savers. FDP parliamentary group vice Christian Dürr estimated that many savers could lose tens of thousands of euros, while finance expert Frank Schäffler titled the proposal as "2nd atomic bomb for our country" and feared an expropriation of the savers.
arguments for more solidarity
In another point, Jens Baas, head of the Techniker Krankenkasse, reported his say and warned of an increase in health insurance contributions to 20 percent in this decade if there is no political intervention. This statement illustrates the urgency of the discussions about the financing of the health insurance companies, in particular with regard to the recently increased additional contributions of the statutory health insurance companies, which are now on average 2.91 percent of the contributory income.
In summary, Robert Habeck's proposal stands for a fundamental reform of the financing systems in Germany, which provokes both support and violent resistance. The political discourse will remain exciting until clear solutions and an agreement are found.Further information on this topic can be found in the detailed reports of Südwest24 and Tagesschau .
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