Pension reform 2025: Higher contribution assessment limits for more security!

Pension reform 2025: Higher contribution assessment limits for more security!

In Germany, the principle of contribution equivalence plays a central role in statutory pension insurance. This means that higher incomes lead to higher contributions, although pension benefits are limited by a contribution ceiling (BBG). For the year 2025, the BBG was set at 8,050 euros per month or 96,600 euros annually, as

Current developments and comparisons

The average pension in Germany is currently 1,348 euros for men and 908 euros for women. However, these values ​​represent only part of the reality, since many insured persons deviate from these medium numbers.

In addition, the contribution assessment limits in the statutory health and pension insurance will also be adjusted as of January 1, 2024. The BBG will then be set at 7,550 euros per month in the old federal states. As part of these adjustments, the average fee in pension insurance increases to 45,358 euros annually for 2024, which is an increase compared to the previous year. These adjustments are part of the annual stabilization of social security, such as
bundes- Government.de illustrated.

Overall, it can be seen that the statutory pension insurance is complex and offers both opportunities and limits. The changes in the contribution assessment limits and the calculation bases of pension illustration illustrate the constant adaptation of the system to economic conditions and demographic developments.

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