Fare costs explode: Rhineland-Palatinate has to pay that much!

Fare costs explode: Rhineland-Palatinate has to pay that much!

The costs for nursing home places in Rhineland-Palatinate have recorded an alarming increase. In the first year, people in need of care have to raise an average of 3,003 euros per month out of their own pocket. Compared to the previous year, when the costs were 2,718 euros, this corresponds to an increase of almost 300 euros. This development reflects a nationwide trend, because the own contribution for the first year in the nursing home rose in the nationwide average from an average of EUR 2,687 to EUR 2,984. The high costs in Bremen with 3,456 euros are particularly striking, while residents in Saxony-Anhalt have to pay the least 2,443 euros. Lokalo reports that more than 800,000 people in need of care are permanently in homes by the end of 2023; A tendency that continues to rise.

The monthly costs not only cover the care and care costs. The statutory long-term care insurance only takes over part of the expenditure, while those in need of care themselves have to pay for accommodation, meals, investment costs of the facilities as well as training and personnel costs. From the fourth year in the home, people in need of care will pay in Rhineland-Palatinate currently 2,090 euros per month, which is also an increase compared to the previous year when there were still 1,920 euros.

Financial burdens and own shares

The financial burdens for those in need of care are huge. According to a report of the Ärzteblattes , the average overall burden is over 2,400 euros. Since the long -term care insurance provides an average of 1,470 euros per month, the residents have to wear considerable sums themselves. After taking surcharges into account, an average total load of 2,424 euros per month remains. The nursing home residents receive an average of 807 euros per month for their personal shares.

The average self -participation is composed as follows: 950 euros for care services, 977 euros for accommodation and meals and 497 euros for investment costs. The trend towards higher own shares and the forecast increase in costs by 2029 give little to guess due to increasing wage costs and inflation -related tariff increases.

future developments in nursing

From 2025, an increase in the general service rates of long -term care insurance can be expected. For example, support for care levels 4 from 1,775 euros is raised to 1,855 euros, which corresponds to an increase of 4.5 %. An average amount of EUR 3,812 per month is forecast if the additional payments should increase by 10 %. Experts warn of a "constant upward trend" in the care costs and advise you to be surprised by the increasing costs.

The high costs are not only a burden for those affected, but can also lead to poverty in old age. The Association of Replacements emphasizes that many people in need of care and relatives are urgently looking for solutions in order to be able to cope with the financial challenges. The Federal Ministry of Health further provides information on the current figures and facts in long-term care insurance.