Financial freedom for young: How to invest clever!

Financial freedom for young: How to invest clever!

On February 26, 2025, VR Bank Fulda launched a new program that is intended to help young people between the ages of 18 and 30 to develop a better understanding of investments. Under the name "Youngfinance", the bank founded a team of consultants that focuses on conveying financial knowledge in an understandable way. The event “YoungFinance Financial Lounge” recently took place, which was attracted to over 60 participants and was led by Finanz-Influencer Leon Saar and fund manager David Schäfer from Union Investment. Both speakers shared valuable insights and practices to expand the knowledge of financial investments.

In a live trading simulation, participants were able to gain practical experience, while they were also informed about the opportunities and risks of investments. Leon Saar, who, together with Julie Semmler, runs the successful Tikok channel "Finance. ANLIVE" with more than 150,000 followers, encouraged the younger generations to invest their savings in shares. He emphasized that a significant multiplication of the saved is possible.

growing financial interest

David Schäfer offered deeper insights into the mechanisms of the stock market and recommended that the participants deal more intensively with financial issues. Lucia Bleuel, the team leader of Youngfinance, reported on the growing interest in financial issues among young people, which illustrates the relevance of such events. The youngfinance team's consultants can also be reached via WhatsApp and the contact details can be found on the VR Bank Fulda website.

In addition to individual advice from YoungFinance, there are further developments that promote financial education for young people. A remarkable example in this area is the Education Initiative of Financial Flow, which has been offering a free digital financial course program since 2025. This program is specially tailored to the needs of young adults and includes various modules for fundamental financial issues.

The way to financial independence

The initiative aims to help the participants make well -founded decisions in financial matters. In view of the alarming statistics that over 5.6 million people in Germany are over -indebted, the mediation of financial knowledge is more urgent than ever. The over -indebtedness has increased, especially in the age group under 30, and many young people show concerned signs regarding their financial security in old age.

The course of financial flow consists of nine modules that deal with topics such as the definition of financial goals, the analysis of the current financial situation and the basics of investing. One of the central ideas is to bring the concept of automated savings closer to the participants in order to build up for the long -term assets and close pension gaps.

ETFS (Exchange Traded Funds) play a central role here. These fund -based financial products not only offer diversification, but also cost efficiency, since they do not need expensive fund managers and are managed passively. Their potential to serve as an entry into the financial world is to reduce complexity and at the same time to offer the opportunity to invest in well -known indices such as the DAX or S&P 500.

According to the current developments, the combination of personal advice, digital courses and modern financial products is a promising basis for promoting financial education in young people and helping them achieve their financial goals. This not only laid the foundation for a better financial future, but also raised awareness of responsibility in money matters.