Federal government is planning access to forgotten accounts: AfD warns!

Federal government is planning access to forgotten accounts: AfD warns!

Berlin, Deutschland - What happens to the forgotten accounts in Germany? This question focuses on the current discussion about the planned access by the federal government to credit of newsless accounts. Kay Gottschalk, the financial policy spokesman for the AfD parliamentary group, recently critically commented on these government considerations. According to [afdbundestag.de] (https://afdbundestag.de/sta stateliche-zugt-auf-zwei-konten-verhren/), this is a gradual step towards expropriation of the citizens. Gottschalk warns that property rights are increasingly being hollowed out. People who are unable to actively use their accounts due to age or illness could be disadvantaged.

The estimated two to nine billion euros, which slumber on such newsless accounts, could soon come up with the government. These accounts have been led over the years without deposits or contact with the bank. According to legal requirements, banks may book the money of such accounts as a profit after 30 years, provided no heirs report. But how can relatives proceed in such a case? Juraforum gives.

heritage search made easy

For the search for newsless accounts, it is advisable to provide targeted inquiries from banking associations. These inquiries can be supported for the heirs using copies of inheritance forms or judicial opening certificates. Among other things, are responsible for the research:

• Sparkassen: research@dsgv.de
• Volks- und Raiffeisenbanken: www.bvr.de/service/kontonachforschung
• private banks: research@bdb.de

Note that depending on the association, fees may apply to information. A look beyond the national borders to suspect accounts abroad, for example in Switzerland, can also be worthwhile. Here the central point of contact is affected by the Ombudsman, which, however, only records active accounts.

prevention is better than healing

A practical tip for the future: It is advisable to create an overview of all bank details during his lifetime. This overview could make it easier for relatives to do the estate administration. This also emphasizes the financial consultancy, which points out that the search for forgotten accounts can be particularly lucrative if the legacy is larger. In any case, quick action is required, because an inheritance can only be struck out within six weeks of knowledge in order not to be liable.

The debate about access to such accounts and the associated legal questions remains exciting. Gottschalk and the AfD are committed to parliamentary resistance to access to the property of the citizens, which can certainly heat the minds against the background of a socialist policy. In this situation, both citizens and heirs are required to inform themselves about their rights and to become active if necessary.